Tools
Income Tax Calculator
Compare the old and new regimes for FY 2025-26, including standard deduction, 87A rebate and 4% cess.
₹
₹18.00 L
₹3,00,000₹1,00,00,000
Age
₹
₹0₹1,50,000
₹
₹0₹1,00,000
₹
HRA, home loan interest, NPS
₹0₹5,00,000
Better option
New regime
Saves ₹33,800 in tax for FY 2025-26
New regimeLower tax
₹1,50,800
Effective rate 8.4%
Old regime
₹1,84,600
Effective rate 10.3%
Tax breakup
- Taxable income
- ₹17,25,000
- Tax before cess
- ₹1,45,000
- Cess + surcharge
- ₹5,800
- In-hand (annual)
- ₹16,49,200
| Slab | Rate | Income in slab | Tax |
|---|---|---|---|
| Up to ₹4,00,000 | 0% | ₹4,00,000 | ₹0 |
| ₹4,00,000 – ₹8,00,000 | 5% | ₹4,00,000 | ₹20,000 |
| ₹8,00,000 – ₹12,00,000 | 10% | ₹4,00,000 | ₹40,000 |
| ₹12,00,000 – ₹16,00,000 | 15% | ₹4,00,000 | ₹60,000 |
| ₹16,00,000 – ₹20,00,000 | 20% | ₹1,25,000 | ₹25,000 |
Illustrative estimate for a resident individual in FY 2025-26. It does not cover capital gains, special-rate income, employer exemptions or professional tax advice.